TheCalcHub

Terms of Service for TheCalcHub

Effective Date: July 9, 2025

Welcome to TheCalcHub (the "Website"), an online service operated by TheCalcHub ("we," "us," or "our").

By accessing or using our Website and any calculators, content, features, or services made available through it (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use the Services.

1. Acceptance of Terms

By using our Services, you affirm that you are of legal age to form a binding contract in your jurisdiction and that you agree to comply with these Terms and all applicable local, national, and international laws, rules, and regulations.

2. Nature of Services and Disclaimer of Advice

A. Informational and Estimation Purposes Only:

Our Services, including all calculators (e.g., BMI, Mortgage, GPA, Compound Interest), content, and information provided on this Website, are for general informational and estimation purposes only. They are designed to help you understand certain concepts and make approximate calculations based on the data you input.

B. Not Professional Advice:

  • Not Financial Advice: This includes, but is not limited to, investment, tax, budgeting, or loan advice. You should consult a qualified financial advisor for personalized financial planning.
  • Not Medical Advice: This includes, but is not limited to, health assessments or diagnoses. You should consult a healthcare professional for medical advice.
  • Not Legal Advice: This includes, but is not limited to, legal interpretations or guidance. You should consult a qualified legal professional for legal advice.
  • Not Educational Advice: This includes, but is not limited to, academic planning or official grade conversions. You should consult academic advisors or official credential evaluation services for such guidance.

C. No Guarantees:

We do not guarantee the accuracy, completeness, currency, or applicability of any information or calculation results provided on the Website. Results may vary based on specific circumstances, external factors, and the precision of the data you provide.

3. User Conduct

You agree to use our Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. Prohibited conduct includes, but is not limited to:

  • Using the Services for any illegal or unauthorized purpose.
  • Interfering with or disrupting the integrity or performance of the Services or data contained therein.
  • Attempting to gain unauthorized access to any part of the Website or its related systems or networks.
  • Transmitting any viruses, worms, defects, Trojan horses, or any items of a destructive nature.
  • Scraping, crawling, or extracting data from the Website without our express written permission.
  • Using the Services to transmit unsolicited promotional or commercial content.
  • Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.

4. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, calculator tools, software, code, images, audio clips, video clips, and data compilations, is the property of TheCalcHub or its content suppliers and is protected by copyright, trademark, patent, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as generally and permissibly used by the Services for their intended purpose. Any unauthorized use is strictly prohibited.

5. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.

WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TheCalcHub, its officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; (IV) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

7. Indemnification

You agree to defend, indemnify, and hold harmless TheCalcHub, its licensors, and service providers, and its respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website.

8. Privacy Policy

Your use of our Services, including the submission of messages through our Contact Us form, is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy at this page to understand our practices regarding the collection, processing, and use of your information, particularly related to contact form submissions.

9. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by TheCalcHub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that TheCalcHub shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

10. Modifications to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Services.

11. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Services will immediately cease.

12. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of Finland, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Helsinki, Finland, to resolve any legal matter arising from these Terms.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

14. Entire Agreement

These Terms constitute the entire agreement between us regarding our Services, and supersede and replace any prior agreements we might have had between us regarding the Services.

15. Contact Us

If you have any questions about these Terms, please contact us: